Direct Lending FAQs

Is there a limit to how many racehorses a borrower can use through direct lending?

No. Unlike the lending marketplace that has a limit of 1 racehorse per stable, there is no limit on how many racehorses can be directly borrowed, so long as the owner has the permits required to send a direct lending request.

How does direct lending impact marketing, promos, or race conditions?

Subject to promotion terms and conditions.
One major difference is that directly borrowed racehorses may have different eligibility restrictions than racehorses borrowed through the lending marketplace, as part of LiveOps and Limited Time Events. Please review the event details carefully.
For example, there may be a tournament where ONLY lending marketplace racehorses can compete. In this case, a racehorse borrowed directly will not be eligible.

What can I do with a directly borrowed racehorse?

Directly borrowed racehorses have the same functionalities as the lending marketplace.

Enter free races: Yes* Enter paid races: Yes* Enter tournaments: Yes** Breed: No Transfer: No

The Borrower will be responsible for paying any race entry fees.

This restriction is not supported for direct contract calls.

Players should make direct contract calls at their own risk, especially when the lending term is short and a race may not start before the lending period finishes.

** Please note, tournament payouts will all go to the original racehorse owner if the Lending Period ends before the racehorse completes the tournament and returns to the owner’s stable. Directly borrowed racehorses may have different eligibility conditions than owned racehorses, and racehorses obtained through the lending marketplace.

Are stable and racehorse stats still impacted?

Yes. We would like to break out the borrower vs owner race performance at a later date. Until then, players will need to decide if lending is worth the risk with stats.

Please remember that stats are vanity as they are subject to the will of the nominating player and not the most accurate measure of a racehorse’s performance or value.

How do I review my borrower’s actions, earnings, and race history?

No new functionality will be added here, however this is a feature we would like to introduce at a later date, provided there is interest and can be prioritised.

Players will need to calculate this on their own, or through third parties for the time being.

At the time of race payout, prizes earned will automatically be sent to the owner’s wallet. This is subject to change in the future.

Can I limit what types of races my directly borrowed racehorse can enter?

Not at this time, however this is a feature we would like to introduce at a later date, provided there is interest and can be prioritised.

Can I cover the buy ins for my direct borrowers?